12.3 Risks to the cardholder data environment are formally identified, evaluated, and managed.
This requirement ensures that organizations formally identify, evaluate, and manage risks to the cardholder data environment through targeted risk analysis for requirements with flexible implementation frequencies.
Sub-requirements:
- 12.3.1 For each PCI DSS requirement that specifies completion of a targeted risk analysis, the analysis is documented and includes:
- 12.3.2 A targeted risk analysis is performed for each PCI DSS requirement that the entity meets with the customized approach, to include:
- 12.3.3 Cryptographic cipher suites and protocols in use are documented and reviewed at least once every 12 months, including at least the following:
- 12.3.4 Hardware and software technologies in use are reviewed at least once every 12 months, including at least the following:
12.3. Usage policies for critical technologies are established and communicated.
Ensure that usage policies for critical technologies are defined, communicated, reviewed, and enforced.
Key Risks
Frequently Asked Questions
What are critical technologies?
Technologies that can impact the security of cardholder data, such as remote access, wireless, and mobile devices.
How are usage policies communicated?
Through policy distribution, training, and acknowledgment processes.
How often should usage policies be reviewed?
At least annually or after significant technology changes.
Who enforces technology usage policies?
Designated personnel or IT/security teams.
What happens if a policy is violated?
Violations are investigated and may result in disciplinary action.
Common QSA Questions
Can you show your critical technology usage policies?
Yes, we maintain current, approved policies for all critical technologies.
How do you ensure policies are communicated and acknowledged?
We track distribution and require acknowledgment from all users.
How are policies enforced and violations handled?
We monitor usage, investigate violations, and take corrective action as needed.
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